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How does the application process work for long-term disability insurance?

Once you’ve received your quotes and have selected a policy, you’ll can apply online with Saturday in just a few minutes. You can apply on your own or with the help of our specialists.

After we submit your application, most insurers will want to have a phone call with you to fully understand your work and medical history. Depending on this discussion, the insurer may also request additional information from your doctor or ask you to undergo a free health checkup. If needed, the free health checkup takes less than 30 minutes and is done by a licensed professional whenever and wherever it’s convenient for you.

Once our insurers have all the necessary information, they’ll review your application and let us know once they’ve made a decision. We will be with you every step of the way and do our best to get you approved as quickly as possible.

Saturday Insurance Services, LLC (“Saturday” or “Saturday Insurance”) is a licensed, digital insurance advisor. All tools, quotes, and information provided by Saturday are for educational purposes only and based on the limited information, if any, provided by you. We urge you to consult with your financial and tax advisors before making any purchase decisions. All quotes and estimates are non-binding and are not to be construed as a guarantee you will be able to purchase insurance. Availability of insurance and final pricing is determined solely by our insurer partners and subject to their review and acceptance of a completed application. All product guarantees are subject to the claims-paying ability of your insurer.