Your individual long-term disability policy is yours to keep no matter where you work. If you change jobs, you take your coverage with you and it stays in place as long as you keep paying premiums.
Since disability policies are meant to replace your earned income, we recommend you contact us to review your coverage each time you change jobs. This is particularly important if your new job also comes with a material change in your income, employer benefits or job duties. These changes could lead to you being over or under-insured, so a review can help you make sure you always have the right coverage for your situation.
Schedule a consultation with an expert at Saturday Insurance to get all your questions answered.
Saturday Insurance Services, LLC (“Saturday” or “Saturday Insurance”) is a licensed, digital insurance advisor. All tools, quotes, and information provided by Saturday are for educational purposes only and based on the limited information, if any, provided by you. We urge you to consult with your financial and tax advisors before making any purchase decisions. All quotes and estimates are non-binding and are not to be construed as a guarantee you will be able to purchase insurance. Availability of insurance and final pricing is determined solely by our insurer partners and subject to their review and acceptance of a completed application. All product guarantees are subject to the claims-paying ability of your insurer.